A good credit score is essential for securing favourable loan terms, lower interest rates, and even renting an apartment. Here are some key steps you can take to build and maintain a solid credit score: 1. Pay Your Bills on Time Consistency is Key: Your payment history makes up 35% of your credit score, […]

  The “best” mortgage rate in Windsor or anywhere is influenced by a combination of market conditions, personal financial factors and lender-specific policies. Individuals have varying situations. Here’s what determines the rate you’re offered: 🔑 1. Your Credit Score Higher credit scores (700+) typically qualify for lower rates. Lenders view borrowers with strong credit as […]

Why I’m the Best Filipino Mortgage Agent in Windsor, Ontario, Canada When it comes to finding the right mortgage agent, experience, trust, and dedication matter — and that’s exactly what I bring to the table. As a proud Filipino mortgage agent serving Windsor and the surrounding areas, I go above and beyond to help clients […]

What is a mortgage rate? A mortgage rate is the interest rate charged by a lender on a home loan (mortgage). It determines how much you’ll pay in interest on top of the principal loan amount when borrowing money to buy a home. Expressed as a percentage (e.g., 4.5% per year). It can be fixed […]